Investor stories: Meet Saul Barnett By Vanguard Investor stories As other investors panicked in 2020, Saul decided it was time to invest. Global investment markets fell sharply in 2020 as the onset of the COVID-19 pandemic induced widespread panic among investors. For Saul, then aged 21, it was the perfect opportunity to make his…
Diversify the way you think about diversification By Vanguard Investing strategy Investors can employ diversification strategies beyond just asset allocation From the Bible to Aesop’s Fables to modern portfolio theory (MPT), the concept of diversification—not putting all your eggs in one basket—as a means of reducing risk has been around for more than 3,000…
I wish I’d started investing earlier By Tony Kaye, Senior Personal Finance Writer Investing for life events Leveraging the power of compounding over time is at the heart of investing. “I wish I’d started investing earlier”, and “Start as soon as you can. It’s never too late”. They’re common responses to the question we’ve asked…
How Aussie parents and grandparents are investing for kids By Tony Kaye, Senior Personal Finance Writer Investing for life events An increasing number of parents are making regular investments into minors’ accounts. October has become a particularly busy investment month for many parents in the United States, and the activity has nothing to do with…
Caregiving can have a retirement sting By Tony Kaye, Senior Personal Finance Writer Super and retirement Around 3 million Australians are unpaid caregivers. Most face a super risk. National Carers Week runs from Sunday October 13 to Saturday October 19 this year, and aims to recognise, celebrate, and raise awareness about the 3 million Australians…
A new ETFs record as investors target international equity index funds By Tony Kaye, Senior Personal Finance Writer ETFs Strong third-quarter investor inflows lift ETF assets to a record $219.5 billion. Robust investor cash flows over the September quarter, most notably into international equity index-tracking ETFs, helped to lift the Australian ETFs industry’s assets under…
2024 Vanguard Index Chart: The strong path from steady investing By Tony Kaye, Senior Personal Finance Writer Investing strategy The average annual returns from six major asset classes over the last 30 years. Some events can become ingrained in our memories. Take four years ago for example, when the rapid spread of COVID-19 sparked mass…
Our investment and economic outlook, August 2024 By Vanguard Markets and economy Our region-by-region economic outlook and latest forecasts for investment returns. This month, we take a closer look at interest rates and the changed anatomy of bond returns. They’re simple enough dynamics: Interest rates rise, bond prices fall; interest rates fall, bond prices rise.…
Economic payoff of AI is coming – but it’s not here yet By Joe Davis, Vanguard Global Chief Economist Markets and economy AI’s rapid run may not prevent a U.S. slowdown or justify high stock valuations. I’m optimistic about the long-term potential of artificial intelligence (AI) to power big increases in worker productivity and economic…
A rear-vision roadmap to greater retirement heights By Tony Kaye, Senior Personal Finance Writer Retirement Future investment returns are unknown, but past returns are a guide for retirement. If you’re a member of a superannuation fund, for all intents and purposes you’re a long-term investor. After all, most of us will be receiving regular compulsory…