How investing regularly can propel your returns By Tony Kaye, Senior Personal Finance Writer Investing strategy Even investing small amounts on a regular basis will compound returns over time. Among many other things, the theoretical physicist and Nobel Prize winner Albert Einstein had a strong grasp of mathematics, particularly around the power of compounding interest…
Passive is massive: ETF investors still heavily favour index strategies By Tony Kaye, Senior Personal Finance Writer ETFs More than 85% of investor inflows into ETFs are going into index-tracking funds. Index-tracking exchange traded funds (ETFs) are continuing to capture the vast bulk of investor inflows on the Australian Securities Exchange (ASX), despite a surge…
Quarterly economic and market update June 2024 Global equities reached record highs after faltering in April, as the inflation outlook became more favourable as the quarter progressed. The ‘bad news is good news’ dynamic reemerged as weaker economic data, particularly in the United States, contributed to more interest rate cuts priced in by markets… Download…
Our investment and economic outlook, July 2024 By Vanguard Markets and economy Our region-by-region economic outlook and latest forecasts for investment returns. A labour market indicator that has reliably signaled the start of recession could appear in coming months. The Sahm rule (named after the former Federal Reserve economist who identified it) is triggered when…
More high-net-worth individuals are using ETFs By Tony Kaye, Senior Personal Finance Writer ETFs Why wealthy investors are gravitating towards exchange traded funds. High-net-worth individuals, often referred to as HNWIs, are often linked to investments that are out of the financial reach of most everyday investors. Think of investments with high minimum entry levels, such…
The potential risks of private credit investments By Tony Kaye, Senior Personal Finance Writer Investing Strategy Investors considering private credit income products should closely assess the risks. It sounds like an investment opportunity that’s too good to miss. Earn double-digit annualised return, with income paid monthly. At least that’s how some private credit providers are…
Updated July 2024 | 6 min read Striking a balance in the new financial year By Tony Kaye, Senior Personal Finance Writer Investing Strategy By doing a few calculations you can easily see if your portfolio is still on track. If you’re someone who likes a good balance in your investing life, now may…
Updated July 2024 | 6 min read The superannuation changes from 1 July By Tony Kaye, Senior Personal Finance Writer Retirement The super changes that came into effect from the start of the 2024-25 financial year. A number of superannuation changes came into effect on 1 July 2024 that are designed to help working Australians…
July 2024 | 6 min read Putting your tax savings to good use By Tony Kaye, Senior Personal Finance Writer Investing Strategy Consider deploying your extra cash as part of a regular investing strategy. Millions of Australians are about to start receiving their first pay packet for the 2024-25 financial year, and it should contain…
Spending your kids’ inheritance By Tony Kaye, Senior Personal Finance Writer Retirement Many Australians expect an inheritance, but their parents may have a different view. Around one in two Australians have received or expect to inherit money or property, either from their parents or others. That’s one of the key findings from Vanguard’s 2024 How Australia…